http://www.mintingpennies.com/2009/10/the-finish-line/ Thu, 11 Feb 2010 21:18:47 -0600 http://wordpress.org/?v=2.8.6 hourly 1 http://www.mintingpennies.com/2009/10/the-finish-line/comment-page-1/#comment-37 Karl Tue, 03 Nov 2009 06:48:07 +0000 http://www.mintingpennies.com/?p=1506#comment-37 yeah i agree. i have one card only (the oldest) and i used to leave it at home so as to not get tempted. now my restraint is a little stronger and i carry it but use it only once a month to buy gas and i promptly pay that off every month. yeah i agree. i have one card only (the oldest) and i used to leave it at home so as to not get tempted. now my restraint is a little stronger and i carry it but use it only once a month to buy gas and i promptly pay that off every month.

]]> http://www.mintingpennies.com/2009/10/the-finish-line/comment-page-1/#comment-34 Mike Sun, 01 Nov 2009 05:25:28 +0000 http://www.mintingpennies.com/?p=1506#comment-34 @Sheila Thank you for making that point. I forgot to mention that I do still have my first CC even though I have cancelled others since then. @Sheila
Thank you for making that point. I forgot to mention that I do still have my first CC even though I have cancelled others since then.

]]> http://www.mintingpennies.com/2009/10/the-finish-line/comment-page-1/#comment-33 Sheila Sun, 01 Nov 2009 05:17:54 +0000 http://www.mintingpennies.com/?p=1506#comment-33 Yeah, closing the credit cards would be a good way to prevent yourself from getting further into debt. However, if you're concerned about building a good credit score to get a car loan, home loan, business loan, etc., closing your oldest line of credit is not the best idea. Yeah, closing the credit cards would be a good way to prevent yourself from getting further into debt. However, if you’re concerned about building a good credit score to get a car loan, home loan, business loan, etc., closing your oldest line of credit is not the best idea.

]]> http://www.mintingpennies.com/2009/10/the-finish-line/comment-page-1/#comment-32 Mike Sun, 01 Nov 2009 01:34:58 +0000 http://www.mintingpennies.com/?p=1506#comment-32 Well you can start by leaving your credit cards at home and not carrying them around. Once you disciplined yourself that way and have gotten used to not using your cards, you can move the next step and start canceling your cards. As far as paying above the minimum you can start automating your payments. From personal experience, both of these have worked out pretty well. .-= Mike´s last blog ..<a href="http://feedproxy.google.com/~r/MintingPennies/~3/1NDI602mUVE/" rel="nofollow">The Finish Line</a> =-. Well you can start by leaving your credit cards at home and not carrying them around. Once you disciplined yourself that way and have gotten used to not using your cards, you can move the next step and start canceling your cards. As far as paying above the minimum you can start automating your payments. From personal experience, both of these have worked out pretty well.
Mike´s last blog ..The Finish Line

]]> http://www.mintingpennies.com/2009/10/the-finish-line/comment-page-1/#comment-31 NS Sat, 31 Oct 2009 08:12:31 +0000 http://www.mintingpennies.com/?p=1506#comment-31 Great article! Discipline is where I have the most trouble. Any tips on how to externally prevent yourself from spending money and/or paying above the minimum? Great article! Discipline is where I have the most trouble. Any tips on how to externally prevent yourself from spending money and/or paying above the minimum?

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