January is over. For many, that means that the lives of their resolutions are over too.  Especially resolutions about weight and fitness goals.  I see less and less people walking/jogging in the streets in our neighborhood nowadays.  Maybe they have already reached their goals but in all likelihood, their excuses got the better of them.

I have never seen the show before but apparently the Biggest Loser has a personal trainer who debunked the top excuses people have for not being as fit as they should be.  The excuses she wrote about are very similar to what I hear from people whenever I tell them to shape up… with their money.  So here they are.  The excuses I often hear will be the ones italicized in parentheses.

Excuse #1: “I have zero time to exercise!” (I have no time to keep track of my money!)

Excuse #2: “I can’t afford a gym or fresh produce.” (I cannot afford a professional financial planner nor can I afford classes to learn.)

Excuse #3: “The cookies in my cabinet are calling me!” (There are way too many temptations around me calling me to spend my money.)

Excuse #4: “I can’t get up early to work out, and I’m tired at night.” (I do not have the energy to be so diligent about my finances.)

Excuse #5: “I’ve hit a plateau; I give up.” (This is probably as good a paycheck as I will get.  Especially with the job market the way it is right now.)

Excuse #6: “I start off Monday with the best intentions, and then life takes over and I flake on my workouts.” (I have good intentions to get all my financial houses in order but my routines and bad habits are just too much a part of who I am and what I do.)

Excuse #7: “I get so bored counting all those weight reps or running.” (Budgeting and counting your money are some of the most boring things you can possibly do with your time.)

Excuse #8: “But the couch is so comfy!” (But it is so easy to just slack off!  There are so many other things I could be doing.)

Do any of these money excuses sound vaguely familiar? Have you heard your families and friends make them?  Have you made some of these excuses yourself?  Next, we will talk about some ways to beat the excuses and stay the course.  After all, we really do not want to become a BIG loser. Stay tuned.

If you enjoyed this post, make sure you subscribe to our RSS feed!

Related Posts:

1. Top Excuses Debunked
2. Leaving The Rat Race
3. Under Pressure